TPS Edition #435

January 3, 2003

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Since 1977, The Prudent Speculator has delivered trusted investment research and market commentary to help individual investors build long-term wealth.

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Kovitz Investment Group Partners, LLC is editor of The Prudent Speculator newsletter and is the investment advisor to individually managed client accounts and certain mutual funds. Investing involves risk, principal loss is possible, and there can be no assurance that investment objectives will be achieved. Past performance is no guarantee of future results. Registration of an investment adviser does not imply any certain level of skill or training.