Welcome to The Prudent Speculator's Blog

We discuss the latest market insights, stock picks, wealth management tips and more on our blog.

buckingham greetings

Search & Filter

Popular Content

retirement savings hero
Create a Personal Budget and Balance Sheet + Free Template
Key Points from the UBS Global Wealth Report for 2024
Key Points from the UBS Global Wealth Report for 2024
Value Stocks
Growth Stocks vs. Value Stocks Over the Last 20 Years
Stock Portfolio
Setting Up a Stock Portfolio for Beginners
top free sources for investment data hero

Articles

April 21, 2025

Top Free Sources for Investment Data

Investment data can be very expensive, with Bloomberg Terminals and FactSet data costing thousands of dollars per month for a single seat, so it’s helpful

Down Markets

Articles

April 15, 2025

Down Markets: A Prudent Approach and Survival Guide for Non-Retirees

Are you looking to take control of your financial future by creating a personal budget template and a personal balance sheet Down Markets, pullbacks, corrections,

Our Favorite Reads This Week hero

Articles

April 7, 2025

TPS’s Favorite Reads This Week – Handpicked for Investors – April 7, 2025

At The Prudent Speculator, we often remind ourselves—and our readers—that “we reserve the right to get smarter.” That mindset fuels our ongoing commitment to research,

retirement savings hero

Articles

April 2, 2025

Create a Personal Budget and Balance Sheet + Free Template

Are you looking to take control of your financial future by creating a personal budget template and a personal balance sheet?”     Are you

retirement nest egg hero

Articles

March 31, 2025

How to Calculate Your Retirement Nest Egg

Your retirement nest egg is the total savings you’ll have to support your lifestyle after you stop working   *Please note that we do not

Our Favorite Reads This Week hero

Articles

March 31, 2025

TPS’s Favorite Reads This Week – Handpicked for Investors – March 31, 2025

At The Prudent Speculator, we often remind ourselves—and our readers—that “we reserve the right to get smarter.” That mindset fuels our ongoing commitment to research,

retirement savings hero

Articles

March 25, 2025

Have You Saved Enough? A Retirement Savings Calculator

hen penciling out retirement savings plans, the discussion usually comes with a nagging question: “Do I have enough?”   When penciling out retirement savings plans,

Retirement Spending

Articles

March 20, 2025

Retirement Spending in the Real World: The Limitations of the 4% Rule

Are you looking to take control of your financial future by creating a personal budget template and a personal balance sheet   Reevaluating the 4%

Calculating Retirement

Articles

March 11, 2025

Calculating Your Retirement Age: A Complete Guide

When it comes to planning for your future, knowing when you can retire is one of the most important calculations you’ll make and our Retirement

NYC Marathon

Articles

March 10, 2025

What the NYC Marathon Can Tell Us About Value Investing

When looking to borrow money, it’s important to have a custom loan calculator and undersd key points about loans before reaching out to any lender,

After-Tax Return Strategies

Articles

March 8, 2025

Tax-Efficient Investing: Strategies to Maximize After-Tax Returns

Smart investors know that it’s not just what you earn—it’s what you keep. Taxes can take a significant bite out of investment returns, making tax

Custom Loan Calculator

Articles

March 3, 2025

Custom Loan Calculator & Guide to Loan Payments

When looking to borrow money, it’s important to have a custom loan calculator and understand key points about loans before reaching out to any lender,

auto loan calculator hero image

Articles

February 24, 2025

Auto Loan Calculator & Complete Guide to Car Loan Payments

When shopping for a vehicle, it’s critical to understand how auto loan payments are calculated; we offer the auto loan calculator above to help you

custom home loan calculator hero

Articles

February 17, 2025

Custom Mortgage Loan Calculator & Guide to Home Loan Payments

When looking to borrow money, it’s important to use a mortgage loan calculator or home loan calculator and understand key points about loans before reaching

AI DeepSeek Trends Hero

Articles

February 10, 2025

A.I., DeepSeek and Investing Trends

A.I., DeepSeek and Investing Trends A.I. (artificial intelligence) and DeepSeek have dominated the news cycle lately, and we have been asked what the technologies mean