tps main logo white
TRY FREE
SIGN IN
Risk

The Real Risk Is Sitting Out.

In times of uncertainty, it’s tempting to step aside and wait for clarity. But history shows the greatest investment risk often isn’t market volatility—it’s missing the rebound.

At The Prudent Speculator, we believe smart investing isn’t about avoiding risk… it’s about managing it with discipline, diversification and a long-term perspective.

Start Your Free Trial

🧭 Why Sitting on the Sidelines Can Be Costly

  • Missing just a few of the best days in the market can significantly reduce long-term returns

  • Trying to time the market rarely works—but time in the market does

  • Cash loses value to inflation, while disciplined portfolios grow with patience

Our investment philosophy helps you navigate turbulent markets without making emotional mistakes.

 

The first rule of compounding: Never interrupt it unnecessarily.” – Charlie Munger

🎁 Try The Prudent Speculator Free for 30 Days

Join thousands of long-term investors who use our top-rated* investment newsletter for insight and direction through every market cycle.

You’ll get:

  • ✅ Monthly Stock Picks

  • ✅ Same Day Buy & Sell alerts

  • ✅ Full access to our model portfolios

  • ✅ Research-backed market commentaries and insights

  • ✅ Educational reports, analysis, tools and more

Start Your Free Trial

📥 Want to download a sample Newsletter?

Complete the form below and we’ll send our June Newsletter to your inbox within minutes.

About The Prudent Speculator

  • We are a team of investing professionals with a mission to empower and guide you towards financial freedom.
  • We’re not just analysts; we’re investors. Our investment team has the majority of their personal wealth invested alongside our clients.
  • We’ve been continuously educating and offering perspective since 1977. Our commitment to Value Investing has endured through thick and thin.

Join our Community (Free to try!)

You can try The Prudent Speculator free for 30 days. Memberships start at just $28/mo.

Our memberships include a variety of high-value content, including:

  1. A monthly Stock Picks section written by our team with more than 80 years of combined experience managing equity portfolios.
  2. The acclaimed, top-rated monthly Investing Newsletter (according to Mark Hulbert, author and operator of Hulbert Ratings).
  3. Our weekly Market Commentary offers investing insight and actionable ideas across a wide opportunity set to help you build and maintain a diversified portfolio.
  4. Special Reports (including the Annual Market Outlook) on trending themes, market predictions and more.
  5. Wealth Insights and Investment Insights with deep-dives into important themes and topics.
  6. Enjoy webinars and educational opportunities with Editor John Buckingham. John is frequently featured in publications like Barron’s, The Wall Street Journal and MarketWatch.

How We Support Investors Like You

  • The monthly newsletter, weekly commentaries and periodic special reports form the base with which we communicate to our subscribers and wealth management clients.
  • Our goal is to keep our followers on the path to financial success as we like the Lao Tzu quotation, “If you do not change direction, you may end up where you are heading.”
  • We’ve been a trusted voice in stock investing since 1977, with content that stands out in quality and depth.
  • Our focus is on patience, selection and diversification – our three pillars of investing success.
 

* The Prudent Speculator investment newsletter performance is available on the pages titled Performance Scoreboards. Hulbert Ratings LLC calculates newsletter performance pursuant to contracts with the newsletters being followed. All rights and obligations related to such calculations are governed solely by the terms of those contracts. Non-subscribers who view these pages do so by permission only at no charge and waive any claims of any kind that they might have by viewing the pages. Hulbert Ratings LLC, its staff and Mark Hulbert are not responsible for errors and omissions. Investment Newsletter Performance calculations are solely for the benefit of the newsletters being followed. The Prudent Speculator was recognized by The Hulbert Financial Digest as the top-performing investment newsletter for the 20-year period ending in 2012. This recognition was announced in early 2013. The Prudent Speculator did not pay any fees to be evaluated or considered for this recognition.