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Read the free copy and you will see why we stand behind our newsletter. If you sign up for an annual subscription and aren’t 100% satisfied, we will refund the remaining balance of your subscription.

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AFAM Capital, Inc. is a Registered Investment Advisor. Al Frank Asset Management and Innealta Capital are divisions of AFAM Capital. AFAM is editor of The Prudent Speculator newsletter and is the investment advisor to individually managed client accounts and certain mutual funds. Investing involves risk, principal loss is possible, and there can be no assurance that investment objectives will be achieved. Past performance is no guarantee of future results. AFAM only transacts business in states where it is properly registered or exempt from registration. This message (and any attachments) is intended only for the addressee(s) named above, may be monitored and archived by AFAM, and may contain information that is privileged. Registration of an investment adviser does not imply any certain level of skill or training.

*Past performance is not indicative of future results. The newsletter average performance of The Prudent Speculator (TPS) has been the #1 ranked (1 out of 13), not adjusted for risk, investment newsletter since inception, according to Mark Hulbert and The Hulbert Financial Digest as of 02.28.17. A newsletter’s average Hulbert Financial Digest Ranking is based on the average of its several portfolios, in the event it recommends more than one, and includes portfolios that the newsletters have discontinued. Ranking is not indicative of future performance and may not be representative of any one client’s experience. Please visit http://hulbertratings.com for additional information.

Please note that your answers shall be used to provide relevant information about our firm and the services we provide. It is not intended to be investment advice, a pre-cursor to investment advice, and shall not be utilized in the event that you decide to initiate services with AFAM Capital, Inc. or any division or product thereof.

Past performance is not indicative of future returns, and AFAM does not represent that either the company or its products guarantee a positive outcome with respect to the statements above.

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