A “60/40 Portfolio” consists of 60% equities and 40% bonds. It gained traction in the 1970s and 1980s as pension funds, endowments and individual investors began applying Modern Portfolio Theory (MPT), developed by economist Harry Markowitz in the early 1950s, to combine asset … Read more about Private Client Insight: The Next Decade in Wealth – Investing Beyond the 60/40 Portfolio
Investment Insight: Investing in Uncertain Markets
How to Invest in an Uncertain World: A Guide for 2025 and Beyond Navigating Market Uncertainty Despite a sizable rebound since April 8, the stock market remains unsettled by geopolitics. The S&P 500 (so far) narrowly avoided Bear Market territory, and … Read more about Investment Insight: Investing in Uncertain Markets
Investment Insight: Decoding A.I. and Generating Investment Ideas
Investment Insight: Decoding A.I. and Generating Investment Idea Artificial Intelligence (A.I.) refers to systems or machines designed to simulate human intelligence, enabling tasks like learning, reasoning, problem-solving and decision-making to automate processes, enhance efficiency and … Read more about Investment Insight: Decoding A.I. and Generating Investment Ideas
Investment Insight: The 2025 Visual Guide to the Markets
Investment Insight: The 2025 Visual Guide to the Market 2024 was a year for the history books. Donald Trump was re-elected after two assassination attempts. President Joe Biden dropped out of the presidential derby late in the election race. Hurricanes Beryl, Helene and Milton caused widespread … Read more about Investment Insight: The 2025 Visual Guide to the Markets
Investment Insight: Final Thoughts on the 2024 Election
With the 2024 Election rapidly approaching, we thought a brief update to remind friends of The Prudent Speculator to look far down the path would be useful. Our first Special Report on the upcoming election, Market Insights for the 2024 Presidential Election (click here), offered a … Read more about Investment Insight: Final Thoughts on the 2024 Election
Investment Insight: Consider Real Estate in Your Allocation
John and Michael discuss the place of real estate in an asset allocation, explored market dynamics and highlighted potential Value-oriented opportunities. We recently hosted a webinar with our partners at Origin Investments. John Buckingham was joined by Origin co-founder and co-CEO, … Read more about Investment Insight: Consider Real Estate in Your Allocation
Investment Insight: Understanding the CAPE Ratio (aka the Shiller P/E)
The CAPE ratio is a valuation measure that is calculated using a rolling ten-year average of the real earnings per share (EPS) and price for the S&P 500 index. It's a tool in an investor's toolbox, but this Investment Insight explains why it shouldn't be used on a standalone … Read more about Investment Insight: Understanding the CAPE Ratio (aka the Shiller P/E)
Private Client Insight: 7 Tax Tips to Keep Money in Your Pocket in 2024
The first edition of The Prudent Speculator was published on March 10, 1977, and we have not wavered in our commitment to Value investing, riding the market’s ups and downs while remaining focused on uncovering bargain-priced stocks for their long-term potential. More than 47 years … Read more about Private Client Insight: 7 Tax Tips to Keep Money in Your Pocket in 2024
Investment Insight: Small Cap Stocks Should Be In Your Portfolio
With Small Cap stocks stuck in neutral this year from a performance standpoint, we thought it was worthwhile to refresh last year’s report on this still-undervalued subset of the stock market. Large Cap stocks have marched higher lately, propelled by a handful of A.I.-oriented companies like Nvidia … Read more about Investment Insight: Small Cap Stocks Should Be In Your Portfolio
Investment Insight: Cryptocurrency Investing
“I think it is rat poison!” Not mincing any words on May 6, 2013, when asked what he thought about Bitcoin on Fox Business News, Charlie Munger proclaimed that he regarded the cryptocurrency as “deeply flaky.” The price of Bitcoin was then $109. Nearly a decade later, the late … Read more about Investment Insight: Cryptocurrency Investing
Private Client Insight: 9 Questions Your Financial Plan Should Answer
Financial planning is the foundation for successful wealth creation. It is an involved process that begins with establishing goals and objectives, which mix short- and long-term priorities like purchasing a home, paying for education and saving for retirement. It also helps to clarify cash flow … Read more about Private Client Insight: 9 Questions Your Financial Plan Should Answer
Investment Insight: Trendy Investing – The Magnificent 7 Stocks
We can’t remember a day recently that skipped some mention of the “Magnificent 7,” a nickname for the seven stocks in the S&P 500 index that have swelled. By the end of February, nearly a third of the index by weight and half of the index’s 34% gain since October 2022 could be attributed to the … Read more about Investment Insight: Trendy Investing – The Magnificent 7 Stocks
Investment Insight: 2024 Visual Guide to the Markets
Inflation, rising interest rates and economic worries were top of mind heading into 2023, causing many folks to remain on the market’s sidelines. The efforts to kneecap inflation by the Federal Reserve seem to have worked, suggesting that a fabled “Soft Landing” has moved from … Read more about Investment Insight: 2024 Visual Guide to the Markets
Private Client Insight: How to Retire a Millionaire
This Private Client Insight was written by The Prudent Speculator team and was originally distributed to clients, including those of Kovitz. Get in Touch The strategies discussed above are general guidelines and there are details and exceptions that might apply to your … Read more about Private Client Insight: How to Retire a Millionaire
Why Dividends: 12 Dividend Stocks to Buy Now
John D. Rockefeller purportedly said, “Do you know the only thing that gives me pleasure? It's to see my dividends coming in.” We hope he found more to enjoy in life, but there is something to be said about the tangibility of income generated from one’s investments. Whether it is real … Read more about Why Dividends: 12 Dividend Stocks to Buy Now
Insight: The CAPE Ratio – The Prudent Speculator
We originally published this Insight on Kovitz.com/Insights. Through Kovitz, we offer wealth management services and have collaborated with our clients on their investment decision-making process as they pursue their long-term financial goals. Our investment solutions are backed by our own … Read more about Insight: The CAPE Ratio – The Prudent Speculator
Insight: In the Thick of a Recession
We originally published this Insight on Kovitz.com/Insights. Through Kovitz, we offer wealth management services and have collaborated with our clients on their investment decision-making process as they pursue their long-term financial goals. Our investment solutions are backed by our own stringent … Read more about Insight: In the Thick of a Recession
Private Client Insight: Allocations Framework
This Private Client Insight was written by The Prudent Speculator team and was originally distributed to clients, including those of Kovitz. Get in Touch The strategies discussed above are general guidelines and there are details and exceptions that might apply to your … Read more about Private Client Insight: Allocations Framework